Car Finance
For You

Making car finance easy

Get Approved
Make an application to get your personalised car finance quote and pre-approval in minutes.

Choose your car
If you have a car in mind – great! If not, find your perfect car from our extensive list of dealerships.

Complete the deal
Once you’re happy, we handle all the paperwork – so you can just turn up and drive away.
Try our car finance calculator
Rates from 12.5% APR. Representative 12.5% APR. Hire Purchase (HP) Example: Borrow £12,000 over 5 years with a £0 deposit. Representative APR 12.5% fixed rate. Monthly payment: £266.33. Total cost of credit: £3,979.64. Total amount repayable: £15,979.64. Loanitt UK Limited is a credit broker, not a lender. We work with a limited number of finance providers and earn a commission for introductions, which does not affect the interest rate offered. Rates may vary based on individual circumstances and are subject to status.
Our lending partners
Our trusted lending partners work hard to find the best deal for you.



Why choose Loanitt?
Get a decision in minutes
Quick and easy online application with a quick decision.
Rated excellent on Trustpilot
Trusted by thousands of satisfied customers with top-rated service.
Find the right finance for you
Find the perfect car with finance options that suit you.
Expert support always available
Get guidance from specialists with years of UK industry experience.

Want to see what you can afford?
an idea of repayments.
Frequently Asked Questions
We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance. HP allows you to own the car outright after your final payment, while PCP offers lower monthly payments with options to return, upgrade, or buy the car at the end of the agreement.
Getting a quote with Loanitt won’t affect your credit score, as we only carry out a soft search. However, if you proceed with a finance application, the lender will conduct a hard credit check, which may impact your score.
Our online application takes just a few minutes, and we can provide a decision in as little as 60 seconds. Once approved, we work with you and the dealer to complete the process, so you can drive away as soon as possible.
To apply for car finance, you need to be at least 18 years old, a UK resident, and have a regular income. Eligibility depends on factors such as your credit history, affordability, and the lender’s criteria.