Car Finance
For You

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Get car finance approved

Making car finance easy

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Step 1

Get Approved

Make an application to get your personalised car finance quote in minutes.

Step 2

Choose your car

If you have a car in mind – great! If not, find your perfect car from our extensive list of dealerships.

Step 3

Complete the deal

Once you’re happy, we handle all the paperwork – so you can just turn up and drive away.

Try our car finance calculator

£
Year
Finance Amount £0
APR% 12.5%
Total cost of credit £0
Total repayment £0
0 Monthly payment of £
Get this approved

Rates from 12.5% APR. Representative 12.5% APR. Hire Purchase (HP) Example: Borrow £12,000 over 5 years with a £0 deposit. Representative APR 12.5% fixed rate. Monthly payment: £266.33. Total cost of credit: £3,979.64. Total amount repayable: £15,979.64. We earn a percentage of the financed amount in commission for providing our services, but this does not influence the interest rate you’re offered in any way. Loanitt UK Limited are a broker, not a lender. Rates may vary based on individual circumstances and are subject to status. 

Our lending partners

Our trusted lending partners work hard to find the best deal for you.

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Contact our support

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Why choose Loanitt?

Get a decision in minutes

Quick and easy online application with a quick decision.

Rated excellent on Trustpilot

Trusted by thousands of satisfied customers with top-rated service.

Find the right finance for you

Find the perfect car with finance options that suit you.

Expert support always available

Get guidance from specialists with years of UK industry experience.

Want to see what you can afford?

Try our car finance calculator to get
an idea of repayments.
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Frequently Asked Questions

Car finance allows you to spread the cost of a vehicle over time through fixed monthly payments. Once approved, you choose a finance plan that suits your budget and needs. The lender pays the dealer for the car, and you repay the loan over the agreed term.

We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance. HP allows you to own the car outright after your final payment, while PCP offers lower monthly payments with options to return, upgrade, or buy the car at the end of the agreement.

Getting a quote with Loanitt won’t affect your credit score, as we only carry out a soft search. However, if you proceed with a finance application, the lender will conduct a hard credit check, which may impact your score.

Our online application takes just a few minutes, and we can provide a decision in as little as 60 seconds. Once approved, we work with you and the dealer to complete the process, so you can drive away as soon as possible.

To apply for car finance, you need to be at least 18 years old, a UK resident, and have a regular income. Eligibility depends on factors such as your credit history, affordability, and the lender’s criteria.

Yes! We work with a wide panel of lenders, including those who consider applications from people with bad credit or limited credit history. Even if you’ve been declined before, we may still find you a suitable finance option.
Yes! You can purchase a car from any approved UK dealership. If you’re unsure where to buy, our team can help you find a trusted dealer with the best finance options available.
 
Absolutely! You can apply for pre-approval to see how much you could borrow before picking a car. This allows you to shop with confidence, knowing your finance is already in place.
 
Yes! Our car finance calculator helps you estimate your monthly repayments based on your preferred finance amount, term length, and credit profile. Try it out on our website to see what works for you.
 
Applying is quick and easy! Simply fill out our online application form, and we’ll search our panel of lenders to find you the best deal. There’s no obligation, and getting a quote won’t affect your credit score.
 

Ready to get started?

Get your personalised online quote now.
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